Payment Options

My Trio Rings Our Approach header image

When it comes to making authentic diamond rings affordable, we're proudly number one.

This wouldn’t be an accomplishment, if we didn’t also provide the most (Eight!) options available for purchasing wedding rings, including our very own digital layaway system!

Our two most popular payment options

No Credit Required


Managed By: My Trio Rings
Encrypted Data Security

  • arrow pick list No Fee & No Deposit
  • arrow pick list Weekly, Bi-Weekly and
    Monthly Payment Options

red arrow pointer Rings ship when all payments are completed

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With Credit Check


Managed By: Affirm
Encrypted Data Security

  • arrow pick list 10% to 30% APR rates
    subject to credit card check
  • arrow pick list Pay off over time
  • A $950 purchase may cost $88.15 for 12 months AT 20% APR

ways-to-pay-arrow-pointer Buy now, pay later

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Explore Additional Payment Options Below!



(Through PayPal)

ALL Payment Options

Select your preferred method in the final step of checkout.

Credit Card

Our website is protected with 256K SSL encryption and credit card processing is conducted by VISA owned Our system NEVER stores credit cards and utilizes an advanced token system for your security.

Cash in Hand

You can load cash in hand onto any Visa or American Express branded gift card from your local pharmacy to use cash in hand to submit payments online to My Trio Rings! (We do not currently accept cash or checks directly)


Make smaller payments over time with any major credit or debit card - Rings ship when you've paid off the balance! No Fees & no credit checks, more details on this payment option can be found on our Layaway Plan page

Affirm Financing

Get approved with Affirm and make payments ranging from 3, 6, 12, 18 and 24 months with fixed APRs of 10-30% (subject to eligibility). Buy today and pay later, learn more on our Affirm Financing overview.

PayPal Balance

Use your existing PayPal balance to complete your purchase! Select PayPal as your payment option in the final step of checkout!

PayPal Credit

Buy now and pay later through PayPal's Credit option. Seasonal offers like no interest for 6 months, subject to eligibility.

Venmo (through PayPal)

Whether you're keeping your purchase off their radar or splitting ith with them, you can now use your Venmo account balance to purchase your wedding rings!

Bank Transfer (through PayPal)

Purchase your wedding rings by connecting your bank to PayPal!