A Way to Pay for Every Budget and Credit Score
We offer financing, lease-to-own, and layaway so you can choose what fits your budget, credit and timeline.
Financing
Buy Now, Pay Monthly
Enjoy your purchase today and pay for it over time with fixed monthly installments. This is a great way to manage your budget with clear, transparent terms and quick online approval.
Lease to Own
No Credit Needed Path to Ownership
Perfect for those with building or challenged credit. Take your items home today with a small initial payment. You make regular lease payments, and once the term is complete, you own the items outright.
Layaway
Zero Interest, Zero Debt
Secure your favorite rings today and pay the balance at your own pace. With no interest and no credit checks, you simply make payments over time and receive your rings once they are fully paid off.
Compare All Options
| Provider | Best For | Best Offer on $2000 | Upfront Deposit | Guaranteed Approval | Shipping |
|---|---|---|---|---|---|
| Partial.ly Layaway |
Lowest total cost, willing to wait | $162.50 per Month | $49.99 deposit | Yes | After final payment |
| Affirm Financing |
Good–excellent credit | Varies by approval (often $0) | No | 2–3 weeks | |
| Klarna Financing |
Strong credit, longer terms |
|
Varies by approval (often $0) | No | 2–3 weeks |
| PayTomorrow Lease-to-Own |
Highest approval rate | $0 upfront in many cases | No | 2–3 weeks | |
| Katapult Lease-to-Own |
Weaker credit, fast approval | Starting at . | $79 deposit | No | 2–3 weeks |
FAQ
Which option is the cheapest overall?
Layaway is the most economical option because there’s no interest or fees.
Which options are guaranteed approval?
Layaway and Daniel’s Credit are guaranteed approval.
Which option is best for weaker credit if I need rings now?
Lease-to-own options (PayTomorrow or Katapult) are designed for easier approval and fast delivery, but they cost more overall.
When do my rings ship?
Most options ship in 2–3 weeks. Layaway ships after final payment.
Trio Ring Sets
Bridal Ring Sets
Engagement Rings
Wedding Band Sets
Ladies Wedding Bands
Men's Wedding Bands