Payment Options

When it comes to making authentic diamond rings affordable, we're proudly number one.

This wouldn’t be an accomplishment, if we didn’t also provide the most (Eight!) options available for purchasing wedding rings, including our very own digital layaway system

Our Most Popular Payment Options

Buy Now, Pay Later


Affirm Loans

Managed by Affirm
🔒 Encrypted Data Security

✅ 0% to 36% APR rates subject to credit check
✅ Pay off over time
✅ A $950 purchase may cost $88.15 for 12 months at 20% APR


Layaway Plan

Managed by
🔒 SSL Encrypted Data Security

✅ No credit check, no fees
✅ Weekly, Bi-Weekly, and Monthly Payment Options
✅ Up to 12 month plans available
✅ Portal - Manage your schedule, payment card, or ring styles online

➡ Rings ship when all payments are completed

Explore Additional Payment Options Below


Bank Transfer

Venmo (via PayPal)

All Payment Options

Select your preferred method in the final step of checkout.

My Trio Rings

Credit Card

Our website is protected with 256K SSL encryption and credit card processing is conducted by VISA owned Our system NEVER stores credit cards and utilizes an advanced token system for your security.

Cash in Hand

You can load cash in hand onto any Visa or American Express branded gift card from your local pharmacy to use cash in hand to submit payments online to My Trio Rings. (We do not currently accept cash or checks directly)


Make smaller payments over time with any major credit or debit card - Rings ship when you've paid off the balance! No Fees & no credit checks, more details on this payment option can be found on our Layaway Plan page.

Click For More Information

Affirm Financing

Get approved with Affirm and make payments ranging from 3, 6, 12, 18, and 24 months with fixed APRs of 0-30% (subject to eligibility). Buy today and pay later, learn more on our Affirm Financing overview.

Click For More Information


PayPal Balance

Use your existing PayPal balance to complete your purchase. Select PayPal as your payment option in the final step of checkout.

PayPal Credit

Buy now and pay later through PayPal's Credit option. Seasonal offers like no interest for 6 months, subject to eligibility.

View our PayPal Credit Purchasing Guide for More Information

Venmo (via PayPal)

Whether you're keeping your purchase off their radar or splitting it with them, you can now use your Venmo account balance to purchase your wedding rings.

View our Venmo Purchasing Guide for More Information

Bank Transfer (via PayPal)

Purchase your wedding rings by connecting your bank to PayPal.