Affirm Buy Now Pay Later

Logo featuring a stylized letter

Pay Over Time,
On Your Terms

Check out with Affirm and pay off your purchase in easy, fixed monthly payments between 3 months and up to 36 months with APR rates of 0-36%!

0% financing for 12 months available and subject to an eligibility check.

Affirm Video Explainer

Is this video helpful?

How it works

Create your Affirm account using your name, email, mobile phone number, birthday, and the last 4 digits of your SSN. This combination helps Affirm verify and protect your identity.

Simple Checkout

Checkout is easy. Just select Affirm and enter some basic information for an instant loan decision.

Safe & Secure

There's no card number to steal, so your account stays secure.

You're In Control

Pick a loan that fits your budget. Choose from options between
3, 6, 12, 24, or 36
months.

Instant Decision

Your loan is complete, and we can process your order immediately.

Rates Designed Around Your Budget

Less than sparkling credit? No worries. It's never been easier to qualify for financing through Affirm, with more customers being approved now more than ever before.

0-36%

APR

RANGE

36 mo.

MAXIMUM

TERM 

$64/mo.

EXAMPLE ON $1,999

RING AT 10% APR

 

Choose the Plan That Fits Your Budget

My Trio Rings has partnered with Affirm to bring you more purchasing power. Affirm is an easier, faster way of payment for your new rings over time.

Leave the card in your wallet, because when you choose to buy with Affirm, you can get your order now and split your purchase total into multiple budget-friendly payments.

Plan Length Best For Key Benefits Interest / APR Monthly Payment Example

3 or 6 Months

Budget-conscious buyers who want to pay off quickly

• Quick payoff with less total interest
• Instant approval decision
• Fixed monthly payments

Varies based on approval

Ideal for rings under $1,500

12 Months

Couples who want interest-free payments

• 0% APR for qualified customers
• Spread payments across a full year
• No prepayment penalties

0% APR for qualified buyers

Popular for engagement rings & trio sets

24 or 36 Months

Larger purchases with lower monthly payments

• Lowest monthly payment option
• Pay over 2–3 years
• Pay off early anytime with no fees

10–36% APR based on credit

From ~$64/month on a $1,999 trio set*

3 or 6 Months

Short-term flexibility

Quick payoff with lower total         interest

Great for rings under $1,500 Instant approval decision

Fixed, predictable monthly             payments

Best for: Budget-conscious buyer

 

12 Months

0% APR for qualified customers

Pay across a full year, interest-free

Subject to credit eligibility

No prepayment penalty

Best for: Trio sets & bridal rings

24 or 36 Months

Lowest monthly payment option

Spread payments comfortably over 2–3 years

Ideal for high-value ring sets

Rates from 10–36% APR based on credit

Pay off early at any time, no fees

From ~$64/mo on a $1,999 trio set*

*The monthly payment example is based on a $1,999 Trio Wedding Ring Set financed at 10% APR for 36 months through Affirm. Actual rates from 0–36% APR is based on creditworthiness and shown at checkout. 0% APR available for qualified customers on select 12-month plans, subject to credit approval. Loans originated by Affirm’s lending partners. See affirm.com/lenders for details.

 

Our Authentic Reviews

Two hands wearing engagement and wedding rings with diamonds.

Hannah U.

"Well crafted rings, very beautiful."

John H.

"Well worth the money, we are so happy."

Jaime W.

"Cut and clarity are amazing!"

Jordan

"I love their layaway option."

Start Shopping

Explore our full collection and apply for Affirm right at checkout. No need to pre-apply you will see your option instantly.

Shop By Our Favourites

FAQ

Q: What information does Affirm require?

A: Your Affirm account is created using your name, email, mobile phone number, birthday and last 4 digits of SSN. Affirm requires that this information must belong to you and no other individual and helps Affirm verify and protect your identity.

 

Q: Does Affirm perform a credit check?

A: Yes, when you first create an Affirm account, Affirm performs a 'soft' credit check that should not have an affect on your credit score so you can see exactly how much you're approved for. If you choose to confirm a financing offer, Affirm will perform a one-time annual 'hard' credit check when a merchant processes your order. This 'hard' credit check will have some effect on your credit score.

Q: Why was I prompted for a checking account?

A: Affirm sometimes needs more information about your financial situation to evaluate your loan application. Verifying an online checking account helps Affirm determine your ability to repay a loan. Affirm does not store your online login credentials; they simply pass them on via a secure service to link your checking account.

 

Q: Why was I prompted to pay a down payment with a debit card?

A: Affirm isn't always able to approve financing for the full amount of the purchase. When this happens, Affirm provides a debit card down payment option so that you may still complete your purchase right away.

 

Q: Why was I prompted for a checking account?

A: Affirm sometimes needs more information about your financial situation to evaluate your loan application. Verifying an online checking account helps Affirm determine your ability to repay a loan. Affirm does not store your online login credentials; they simply pass them on via a secure service to link your checking account.

 

Q: How do I contact Affrim support?

A: Affirm has a dedicated team in San Francisco at Affirm HQ, ready to answer your questions and help you out however they can. For more information visit Affirm's website or contact Affirm at help@affirm.com or call (855) 423-3729.

 

About My Trio Rings

My Trio Rings was started with the backing of four generations of expertise in the diamond and jewelry industry! As diamond cutters, ring casters and wholesalers, we noticed how much retail stores were overcharging their customers, and decided to go directly to customers through MyTrioRings.com to reduce costs and make diamond jewelry affordable for the everyday hardworking American! Click to read more about why thousands of brides and grooms have chosen My Trio Rings!

Logo featuring a stylized letter

Pay Over Time,
On Your Terms

 

Check out with Affirm and pay off your purchase in easy, fixed monthly payments between 3 months and up to 36 months with APR rates of 0-36%!

0% financing for 12 months available and subject to an eligibility check.

Affirm Video Explainer

Is this video helpful?

How it works

Create your Affirm account using your name, email, mobile phone number, birthday, and the last 4 digits of your SSN. This combination helps Affirm verify and protect your identity.

Simple Checkout

Checkout is easy. Just select Affirm and enter some basic information for an instant loan decision.

Safe & Secure

There's no card number to steal, so your account stays secure.

You're In Control

Pick a loan that fits your budget. Choose from options between 3, 6, 12, 24, or 36 months.

Instant Decision

Your loan is complete, and we can process your order immediately.

Rates Designed Around
Your Budget

Less than sparkling credit? No worries! It's never been easier to qualify for financing through Affirm, with more customers than ever being approved.

0-36%

APR

RANGE

36 mo.

MAXIMUM

TERM 

$64/mo.

EXAMPLE ON $1,999

RING AT 10% APR

Choose the Plan That Fits
Your Budget

My Trio Rings has partnered with Affirm to bring you more purchasing power. Affirm is an easier, faster way of payment for your new rings over time.

Leave the card in your wallet, because when you choose to buy with Affirm, you can get your order now and split your purchase total into multiple budget-friendly payments.

3 or 6 Months

Short-term flexibility

Quick payoff with lower total interest

Great for rings under $1,500 Instant approval decision

Fixed, predictable monthly payments

Best for: Budget-conscious buyer

12 Months

0% APR for qualified customers

Pay across a full year, interest-free

Subject to credit eligibility

No prepayment penalty

Best for: Trio sets & bridal rings

24 or 36 Months

Lowest monthly payment option

Spread payments comfortably over 2–3 years

Ideal for high-value ring sets

Rates from 10–36% APR based on credit

Pay off early at any time, no fees

From ~$64/mo on a $1,999 trio set*

Plan Length Best For Key Benefits Interest / APR Monthly Payment Example

3 or 6 Months

Budget-conscious buyers who want to pay off quickly

• Quick payoff with less total interest
• Instant approval decision
• Fixed monthly payments

Varies based on approval

Ideal for rings under $1,500

12 Months

Couples who want interest-free payments

• 0% APR for qualified customers
• Spread payments across a full year
• No prepayment penalties

0% APR for qualified buyers

Popular for engagement rings & trio sets

24 or 36 Months

Larger purchases with lower monthly payments

• Lowest monthly payment option
• Pay over 2–3 years
• Pay off early anytime with no fees

10–36% APR based on credit

From ~$64/month on a $1,999 trio set*

*The monthly payment example is based on a $1,999 Trio Wedding Ring Set financed at 10% APR for 36 months through Affirm. Actual rates from 0–36% APR is based on creditworthiness and shown at checkout. 0% APR available for qualified customers on select 12-month plans, subject to credit approval. Loans originated by Affirm’s lending partners. See affirm.com/lenders for details.

Our Authentic Reviews

Two hands wearing engagement and wedding rings with diamonds.

Hannah U.

"Well crafted rings, very beautiful."

John H.

"Well worth the money, we are so happy."

Jaime W.

"Cut and clarity are amazing!"

Jordan

"I love their layaway option."

Start Shopping

Explore our full collection and apply for Affirm right at checkout. No need to pre-apply you will see your option instantly.

Shop By Our Favourites

FAQ

Q: What information does Affirm require?

A: Your Affirm account is created using your name, email, mobile phone number, birthday and last 4 digits of SSN. Affirm requires that this information must belong to you and no other individual and helps Affirm verify and protect your identity.

Q: Does Affirm perform a credit check?

A: Yes, when you first create an Affirm account, Affirm performs a 'soft' credit check that should not have an affect on your credit score so you can see exactly how much you're approved for. If you choose to confirm a financing offer, Affirm will perform a one-time annual 'hard' credit check when a merchant processes your order. This 'hard' credit check will have some effect on your credit score.

Q: Why was I prompted for a checking account?

A: Affirm sometimes needs more information about your financial situation to evaluate your loan application. Verifying an online checking account helps Affirm determine your ability to repay a loan. Affirm does not store your online login credentials; they simply pass them on via a secure service to link your checking account.

Q: Why was I prompted to pay a down payment with a debit card?

A: Affirm isn't always able to approve financing for the full amount of the purchase. When this happens, Affirm provides a debit card down payment option so that you may still complete your purchase right away.

Q: Why was I prompted for a checking account?

A: Affirm sometimes needs more information about your financial situation to evaluate your loan application. Verifying an online checking account helps Affirm determine your ability to repay a loan. Affirm does not store your online login credentials; they simply pass them on via a secure service to link your checking account.

Q: How do I contact Affrim support?

A: Affirm has a dedicated team in San Francisco at Affirm HQ, ready to answer your questions and help you out however they can. For more information visit Affirm's website or contact Affirm at help@affirm.com or call (855) 423-3729.

About My Trio Rings

My Trio Rings was started with the backing of four generations of expertise in the diamond and jewelry industry! As diamond cutters, ring casters and wholesalers, we noticed how much retail stores were overcharging their customers, and decided to go directly to customers through MyTrioRings.com to reduce costs and make diamond jewelry affordable for the everyday hardworking American! Click to read more about why thousands of brides and grooms have chosen My Trio Rings!


Is this page helpful?