Smoooth payments
No hard credit checks, will not affect credit score
Smoooth payments
No hard credit checks, will not affect credit score
Klarna Video Explainer
How it works
At My Trio Rings, we believe choosing the perfect ring should feel joyful, not overwhelming.
That’s why we’ve partnered with Klarna, one of the most trusted payment providers in the world, to give you flexible ways to pay that fit your budget and timeline.
Pick Your Perfect Set
Add your items to the cart
Choose Klarna in Your Cart
Select Klarna as your payment method
Complete Your Payment Setup
Choose the plan that works best for you
Rates Designed Around Your Budget
Whether you want to split your purchase, try your ring before paying, or finance over time, Klarna makes checkout simple, fast, and secure.
Fast & seamless checkout
NO REDIRECTS, NO EXTRA ACCOUNTS, NO HASSLE.
Trusted
by millions
KLARNA HAS 27+ MILLION ACTIVE CUSTOMERS
Shop with
confidence
ONCE YOUR ORDER IS PLACED, WE BEGIN PRODUCTION IMMEDIATELY.
Klarna isn’t just about payments it helps customers shop confidently and makes big moments more accessible.
Choose the Klarna Plan That Fits You Best
Pay in 4—Interest-Free Installments
(Fast and Easy)
Split your purchase into four equal, interest-free payments, charged automatically every two weeks.
How it works:
- Available on orders from $35 to $1,000
- Pay only 25% upfront
- The remaining balance split into 3 equal, interest-free payments
- No interest. No hidden fees.
- Use any major debit or credit card, including Visa, Mastercard, American Express, and Discover
Perfect for couples who want flexibility without committing to long-term financing.
Financing—Monthly Payments
(For larger purchases or longer-term planning)
Klarna financing lets you spread your purchase over time with predictable monthly payments.
How it works:
- Available on orders from $150 to $10,000
- Choose 6, 12, 18, or 24 monthly payments
- APR ranges from 0–24%
(Most approved customers receive 0–8% APR) - Only requires the last 4 digits of your SSN
- No hard credit check — applying does not impact your credit score
A great option for engagement rings, full trio sets, or milestone upgrades.
FAQ
Q: Does Klarna charge interest?
A: Yes, APR ranges from 0-24% (most approved customers receive 0–8% APR)
Q: How soon will I get my order if I pay with Klarna?
A: Crafting starts right away! Expect to receive the order on the delivery date mentioned at checkout (usually 2 to 3 weeks).
Q: Does checking eligibility impact my credit score?
A: Checking eligibility with Klarna does not affect your credit.
Q: Can I use Klarna on any ring?
A: Yes Klarna is available for all My Trio Rings items, including trio sets, engagement rings, and wedding bands.
Q: Can I combine Klarna with promotions or discounts?
A: Yes any active MTR promotions apply before your Klarna payment plan is calculated.
Q: Does Klarna charge interest?
A: Yes, APR ranges from 0-24% (most approved customers receive 0–8% APR)
Q: Does checking eligibility impact my credit score?
A: Checking eligibility with Klarna does not affect your credit.
Q: Can I combine Klarna with promotions or discounts?
A: Yes any active MTR promotions apply before your Klarna payment plan is calculated.
Q: How soon will I get my order if I pay with Klarna?
A: Crafting starts right away! Expect to receive the order on the delivery date mentioned at checkout (usually 2 to 3 weeks).
Q: Can I use Klarna on any ring?
A: Yes Klarna is available for all My Trio Rings items, including trio sets, engagement rings, and wedding bands.
Peace of Mind
Shop With Confidence Every Klarna order is backed by our full suite of guarantees.
60-Day Satisfaction Guarantee
We offer a 60-day return window so you can shop with complete peace of mind no rushed decisions, no regrets.
Learn more
Free Ring Sizer
Getting the fit right matters. We'll send you a free ring sizer before your order ships so your rings arrive fitting perfectlys right from day one.
Learn more
Secure Payments
Every payment in your layaway plan is processed through encrypted, bank level security. Your financial information is always safe with us.
Crafter's Warranty
Our rings are built to last. Coverage is offered for a period of one year from the date you receive your wedding ring purchase.
Learn more
Peace of Mind
Shop With Confidence Every Klarna order is backed by our full suite of guarantees.
60-Day Satisfaction Guarantee
Not in love with your rings? No problem. We offer a 60-day return window so you can shop with complete peace of mindno rushed decisions, no regrets.
Learn more
Free Ring Sizer
Getting the fit right matters. We'll send you a free ring sizer before your order ships so your rings arrive fitting perfectlys right from day one.
Learn more
Secure Payments
Every payment in your layaway plan is processed through encrypted, bank level security. Your financial information is always safe with us.
Crafter's Warranty
Our rings are built to last. Coverage is offered for a period of one year from the date you receive your wedding ring purchase.
Learn more
Our Authentic Reviews
Barbara P.
"Very pretty, easy, and affordable payments."
Karly K.
"The terms and payment options from my trip are so great."
Maria H.
"Prices are spectacular, and they have a payment plan for your budget. Love them!"
Kelsey J.
"Payments were interest-free and easy to make."
Start Shopping
Explore our matching wedding ring sets and full collection and start your Klarna plan at checkout.
About My Trio Rings
My Trio Rings was started with the backing of four generations of expertise in the diamond and jewelry industry! As diamond cutters, ring casters and wholesalers, we noticed how much retail stores were overcharging their customers, and decided to go directly to customers through MyTrioRings.com to reduce costs and make diamond jewelry affordable for the everyday hardworking American! Click to read more about why thousands of brides and grooms have chosen My Trio Rings!