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Understand our Payment Options

We offer financing, lease-to-own, and layaway so you can choose what fits your budget, credit and timeline.

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Thousands of
Happy Couples
Trusted
U.S. Brand
Custom
Made Rings
FINANCING
Best if you have good to excellent credit.
Affirm
Securely managed by Affirm.
  • Interest
    0% APR for 12 months subject to credit check.
  • Plan length
    Choose the best plan for you, 6, 12, or 36 months.
  • Low cost
    A $2000 purchase might cost $64.53/months over 36 months at 10% APR.
  • Debit or bank
    Pay monthly with debit or your bank account.
  • Verification
    With credit check.
Check your Prequalfication Learn more
Klarna
Securely managed by Klarna.
  • Interest
    APRs ranging from 0 to 24%
  • Plan length
    Monthly Financing
    6, 12, 18, or 24 monthly payments
  • Upfront
    Varies by approval (often $0)
  • Financing
    Available on orders from $150 to $10,000
  • No hard credit check
    Applying does not impact your credit score
Learn more
Daniels Financing
Securely managed by Daniels.
  • Interest
    Fees: ~25%–35% APR
  • Plan length
    Terms vary
  • Upfront
    35% deposit
  • Guaranteed approval
    Yes
  • Best for
    Guaranteed approval, faster delivery
Learn more
LEASE-TO-OWN
Best if credit is weaker but you need the rings now.
PayTomorrow
Securely managed by PayTomorrow.
  • Universal
    Approval for all credit types
  • Safe
    No impact on credit to apply
  • Accessible
    No down payments required
  • Fast
    Approvals in 60 seconds or less
  • Easy
    Fast, 3-step checkout process
Check your Prequalification Learn more
Katapult
Securely managed by Katapult.
  • Interest
    Lease-to-own fees apply (no APR)
    Higher total cost than financing
  • Plan length
    Typically up to 12 months
  • Upfront
    $79 deposit
  • Fast
    Approvals in 5 seconds or less
  • Easy
    Fast, 3-step checkout process
Check your Prequalfication Learn more
LAYAWAY
Most economical option.
Partially
Securely managed by Partially.
  • Accessible
    Guaranteed approval and no credit check.
  • Affordable
    No interest or late fees. Only $99 deposit.
  • Flexible
    Weekly, Bi-Weekly, and Monthly Payment Options.
  • Customizable
    Up to 12 month plans available.
  • Manageable
    Manage your payment plan online.
  • Order starts when paid in full
    Rings ship when all payments are completed.
Learn more
COMPARE ALL
PAYMENT OPTIONS
Shipping Timeline
Most payment options: rings ship in 2–3 weeks
Layaway: rings ship after final payment
All rings are custom-made just for you
FAQS
Which option is the cheapest overall?
Layaway is the most economical option because there’s no interest or fees.
Which options are guaranteed approval?
Layaway and Daniel’s Credit are guaranteed approval.
Which option is best for weaker credit if I need rings now?
Lease-to-own options (PayTomorrow or Katapult) are designed for easier approval and fast delivery, but they cost more overall.
When do my rings ship?
Most options ship in 2–3 weeks. Layaway ships after final payment.
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