Pay Over Time,
On Your Terms
Say yes to the rings you love today, and pay over time with fixed monthly installments from 3 to 36 months. Rates from 0–36% APR based on creditworthiness.
0% financing for 12 months available and subject to an eligibility check.
Pay Over Time,
On Your Terms
Say yes to the rings you love today, and pay over time with fixed monthly installments from 3 to 36 months. Rates from 0–36% APR based on creditworthiness.
0% financing for 12 months available and subject to an eligibility check.
Affirm Video Explainer
How it works
Create your Affirm account using your name, email, mobile phone number, birthday, and the last 4 digits of your SSN. This combination helps Affirm verify and protect your identity.
Simple Checkout
Checkout is easy. Just select Affirm and enter some basic information for an instant loan decision.
Safe & Secure
There's no card number to steal, so your account stays secure.
You're In Control
Pick a loan that fits your budget. Choose from options between 3, 6, 12, 24, or 36 months.
Instant Decision
Your loan is complete, and we can process your order immediately.
Rates Designed Around Your Budget
Less than sparkling credit? No worries. It's never been easier to qualify for financing through Affirm, with more customers being approved now more than ever before.
0-36%
APR
RANGE
36 mo.
MAXIMUM
TERM
$64/mo.
EXAMPLE ON $1,999
RING AT 10% APR
Choose the Plan That
Fits Your Budget
My Trio Rings has partnered with Affirm to bring you more purchasing power. Affirm is an easier, faster way of payment for your new rings over time.
Choosing your forever rings is one of the best moments of your life. Affirm makes sure the price tag isn't the thing holding you back. Split any purchase into predictable monthly payments and wear your rings from the day they arrive.
| Plan Length | Best For | Key Benefits | Interest / APR | Monthly Payment Example |
| 3 or 6 Months | Budget-conscious buyers who want to pay off quickly | • Quick payoff with less total interest | Varies based on approval | Ideal for rings under $1,500 |
| 12 Months | Couples who want interest-free payments | • 0% APR for qualified customers | 0% APR for qualified buyers | Popular for engagement rings & trio sets |
| 24 or 36 Months | Larger purchases with lower monthly payments | • Lowest monthly payment option | 10–36% APR based on credit | From ~$64/month on a $1,999 trio set* |
3 or 6 Months
Short-term flexibility
Quick payoff with lower total interest
Great for rings under $1,500 Instant approval decision
Fixed, predictable monthly payments
Best for: Budget-conscious buyer
12 Months
0% APR for qualified customers
Pay across a full year, interest-free
Subject to credit eligibility
No prepayment penalty
Best for: Trio sets & bridal rings
24 or 36 Months
Lowest monthly payment option
Spread payments comfortably over 2–3 years
Ideal for high-value ring sets
Rates from 10–36% APR based on credit
Pay off early at any time, no fees
From ~$64/mo on a $1,999 trio set*
*The monthly payment example is based on a $1,999 Trio Wedding Ring Set financed at 10% APR for 36 months through Affirm. Actual rates from 0–36% APR is based on creditworthiness and shown at checkout. 0% APR available for qualified customers on select 12-month plans, subject to credit approval. Loans originated by Affirm’s lending partners. See affirm.com/lenders for details.
FAQ
Q: What information does Affirm require?
A: Yes, when you first create an Affirm account, Affirm performs a 'soft' credit check that should not have an affect on your credit score so you can see exactly how much you're approved for. If you choose to confirm a financing offer, Affirm will perform a one-time annual 'hard' credit check when a merchant processes your order. This 'hard' credit check will have some effect on your credit score.
Q: Why was I prompted for a checking account?
A: Affirm sometimes needs more information about your financial situation to evaluate your loan application. Verifying an online checking account helps Affirm determine your ability to repay a loan. Affirm does not store your online login credentials; they simply pass them on via a secure service to link your checking account.
Q: What happens if I return my ring?
A: Within our 60-day return window, MTR refunds your purchase and notifies Affirm directly. Your loan will be reduced or cancelled—you'll never pay for rings you didn't keep."
Q: Does Affirm perform a credit check?
A: Yes, when you first create an Affirm account, Affirm performs a 'soft' credit check that should not have an affect on your credit score so you can see exactly how much you're approved for. If you choose to confirm a financing offer, Affirm will perform a one-time annual 'hard' credit check when a merchant processes your order. This 'hard' credit check will have some effect on your credit score.
Q: Why was I prompted to pay a down payment with a debit card?
A: Affirm isn't always able to approve financing for the full amount of the purchase. When this happens, Affirm provides a debit card down payment option so that you may still complete your purchase right away.
Q: How do I contact Affrim support?
A: Affirm has a dedicated team in San Francisco at Affirm HQ, ready to answer your questions and help you out however they can. For more information visit Affirm's website or contact Affirm at help@affirm.com or call (855) 423-3729.
FAQ
Q: What information does Affirm require?
A: Your Affirm account is created using your name, email, mobile phone number, birthday, and last 4 digits of SSN. Affirm requires that this information must belong to you and no other individual and helps Affirm verify and protect your identity.
Q: Why was I prompted for a checking account?
A: Affirm sometimes needs more information about your financial situation to evaluate your loan application. Verifying an online checking account helps Affirm determine your ability to repay a loan. Affirm does not store your online login credentials; they simply pass them on via a secure service to link your checking account.
Q: What happens if I return my ring?
A: Within our 60-day return window, MTR refunds your purchase and notifies Affirm directly. Your loan will be reduced or cancelled—you'll never pay for rings you didn't keep."
Q: Does Affirm perform a credit check?
A: Yes, when you first create an Affirm account, Affirm performs a 'soft' credit check that should not have an affect on your credit score so you can see exactly how much you're approved for. If you choose to confirm a financing offer, Affirm will perform a one-time annual 'hard' credit check when a merchant processes your order. This 'hard' credit check will have some effect on your credit score.
Q: Why was I prompted to pay a down payment with a debit card?
A: Affirm isn't always able to approve financing for the full amount of the purchase. When this happens, Affirm provides a debit card down payment option so that you may still complete your purchase right away.
Q: How do I contact Affrim support?
A: Affirm has a dedicated team in San Francisco at Affirm HQ, ready to answer your questions and help you out however they can. For more information visit Affirm's website or contact Affirm at help@affirm.com or call (855) 423-3729.
Peace of Mind
Shop With Confidence Every Affirm order is backed by our full suite of guarantees.
60-Day Satisfaction Guarantee
We offer a 60-day return window so you can shop with complete peace of mind no rushed decisions, no regrets.
Learn more
Free Ring Sizer
Getting the fit right matters. We'll send you a free ring sizer before your order ships so your rings arrive fitting perfectlys right from day one.
Learn more
Secure Payments
Every payment in your layaway plan is processed through encrypted, bank level security. Your financial information is always safe with us.
Crafter's Warranty
Our rings are built to last. Coverage is offered for a period of one year from the date you receive your wedding ring purchase.
Learn more
Peace of Mind
Shop With Confidence Every Affirm order is backed by our full suite of guarantees.
60-Day Satisfaction Guarantee
Not in love with your rings? No problem. We offer a 60-day return window so you can shop with complete peace of mindno rushed decisions, no regrets.
Learn more
Free Ring Sizer
Getting the fit right matters. We'll send you a free ring sizer before your order ships so your rings arrive fitting perfectlys right from day one.
Learn more
Secure Payments
Every payment in your layaway plan is processed through encrypted, bank level security. Your financial information is always safe with us.
Crafter's Warranty
Our rings are built to last. Coverage is offered for a period of one year from the date you receive your wedding ring purchase.
Learn more
Our Authentic Reviews
Barbara P.
"Very pretty, easy, and affordable payments."
Karly K.
"The terms and payment options from my trip are so great."
Maria H.
"Prices are spectacular, and they have a payment plan for your budget. Love them!"
Kelsey J.
"Payments were interest-free and easy to make."
Start Shopping
Explore our full collection and apply for Affirm right at checkout. No need to pre-apply you will see your option instantly.
About My Trio Rings
My Trio Rings was started with the backing of four generations of expertise in the diamond and jewelry industry! As diamond cutters, ring casters and wholesalers, we noticed how much retail stores were overcharging their customers, and decided to go directly to customers through MyTrioRings.com to reduce costs and make diamond jewelry affordable for the everyday hardworking American! Click to read more about why thousands of brides and grooms have chosen My Trio Rings!