My Trio Rings Blog provides useful information about how to experience the timeless traditions of marriage on an affordable budget
Should You Buy Wedding Insurance?
You have a lot of big - and often big-ticket - decisions to make when you are planning your wedding. Some are easier than others - who to include in your wedding party, which bridal ring sets are perfect for your style, what song to play for your first dance - but others are nuanced and complex. One big question for couples is: should we buy wedding insurance to protect against unforeseen crises?
What is Wedding Insurance?
The average cost of a wedding in the US in 2014 was around $28,000 - a significant amount for most couples. Wedding insurance safeguards this investment in case something outside your control forces you to change, postpone or cancel your big day, or you suffer property damage or loss.
What Does Wedding Insurance Cost?
Policies vary depending on their coverage, but most won’t be more than about $500 for basic protection. Insurance companies like Fireman’s Fund and Travelers offer customizable options for different fees.
What Does Wedding Insurance Cover?
Again, policies vary widely, so be sure to ask questions and read the fine print, but these are some common wedding insurance coverage options:
Extreme Weather: If you have to postpone your wedding because of a hurricane or blizzard, for example, the policy should cover the rescheduling costs.
Missing Vendor or Officiant: If someone essential to the wedding - your caterer, priest or rabbi, for example - goes out of business or doesn’t show up, you should be able to be reimbursed for the cost of postponement.
Illness, Injury or Bereavement: If there is a death in the family or someone involved in the wedding - a close family member or member of the wedding party - suddenly falls ill or is injured, you should be able to reschedule and recoup some of the costs.
Site Problems: Check with your wedding location to see if it has its own insurance, but if not, wedding insurance should be able to cover costs associated with unavoidable cancellation. For example, there is an electrical fire in the kitchen at the reception venue or the wedding site closes unexpectedly the week before your ceremony.
Wedding Attire and Jewelry: If your wedding gown and tuxedo or bridal ring sets or matching wedding bands are lost, stolen or damaged, the policy should pay to replace or repair them.
Liability: Most sites have liability insurance, but if you are having your wedding at someone’s home, this would protect you in case a guest were to be injured at the wedding.
Military Service: If the bride or groom is active duty or reserve status and suddenly has to leave because of work, the policy should pay for the expenses due to rescheduling.
Note: Cancelling a wedding due to cold feet is not usually covered. Fireman’s Fund has a “change of heart” policy you can opt for, but it only applies if someone calls off the wedding 365 days before the first covered event.
Do We Really Need Wedding Insurance?
It’s ultimately a personal decision and one you should make as a couple - along with parents or anyone else helping to pay for your wedding. If you are having a very small budget wedding, you may not feel you need insurance. But if you are spending a moderate sum or more on your wedding, a few hundred extra dollars for a bit of peace of mind may be well worth it.
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5 Fun & Casual Wedding Rehearsal Dinner Ideas
Unfortunately, this is how many couples feel when they think about their wedding rehearsal dinner. When you are in middle of organizing and paying for the main event - from making decisions about bridal ring sets to ordering all the last-minute details - it’s hard to muster a lot of enthusiasm for putting together a pre-party.
Don’t worry. You are not obligated to do anything elaborate or expensive for your rehearsal dinner. It should be a fun and relaxing occasion to spend time with a smaller group of friends and family than will be attending the wedding. This might mean you and your immediate families cooking dinner together at someone’s house or you take over a bar for happy hour with a big group. Keep it fun, casual and affordable, and you’ll be able to enjoy yourself with some of your favorite people. Here are a few simple wedding rehearsal dinner ideas:
1. Takeout or DIY Dinner Night
Treat it like a laidback house party, and ask a family member or close friend to host. Order pizza, Chinese food or some other takeout option, or prepare simple dishes that are great for a crowd, like tacos, salads, burgers or wings. Buy wine or beer, and you’re done! Everyone will have a great time catching up or getting to know one another, and you can have a stress-free evening.
2. Bowling or Game Night
Who needs to have a sit-down wedding rehearsal dinner? Reserve several lanes in a bowling alley, or take over a big arcade and hand out buckets of tokens to everyone. This is a fun option particularly if you have kids joining your party. You can arrange to pick up the tab for beer and pizza and nachos, and let people cut loose and play.
3. Backyard BBQ
If the weather is nice, enjoy the sunshine at a cookout someone’s backyard or a local park. Grill burgers and hot dogs, serve sodas and beers and pick up prepared salads and side dishes (or ask people to bring a dish, potluck-style).
4. Seafood Bake or Boil
If you are getting married in an area with delicious seafood close by, take advantage of it for your rehearsal dinner. Host a clam bake or a crawfish, crab or shrimp boil. Ask for a few friends or family members to help you out with the cooking, and tell everyone to dress prepared to get their hands dirty.
5. Drop-in Drinks
Organize a cocktail hour at the hotel bar where everyone is staying or at a relaxed neighborhood pub. Invite guests to drop by and have a drink and hors d’oeuvres after the rehearsal. It will be a fun and low-stress way for people to mingle and have a bite to eat.
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3 Fresh Spring Proposal Ideas
Spring may feel very far away right now, but eventually the sun will re-emerge, the snow will melt and we will all shed the layers from the long winter. The first magical days of spring are an ideal time to propose to your sweetheart. Here are a few romantic spring proposal ideas to make the occasion memorable.
Weekend Road Trip
Roll down the windows, and get out town for a few days! Pick a peaceful location within a drive of a few hours, and book a room at a hotel or bed and breakfast. Make sure your schedule is clear for the weekend, but pack the car up and surprise her with the idea as a last-minute whim. If she enjoys a little spontaneity, she’ll be excited about the change of scenery. Do research in advance to find a spot for a scenic walk or picnic where you can propose with a sparkling diamond engagement ring. (Browse our bridal ring sets to select her complementary pair of rings, or take advantage of our She Said Yes! special to get a discount when you buy an engagement ring now and wedding bands later.)
When the weather is warm enough to allow it, popping the question while gazing up at the stars is one of the most romantic (and simplest) proposal ideas to plan. All you need is a blanket and a few other items. Tell her you have a surprise date planned, and head out to a quiet area - a field, the mountains or even your own backyard. Sit on a blanket or folding chairs, snuggle up together under a blanket and enjoy a picnic dinner and a glass of wine or a thermos of hot cocoa. Use a smartphone app or book to try to pick out the different constellations in the sky. When she is distracted looking up at the stars, get down on one knee and propose.
On a sunny spring day, enlist the help of a friend or two and set up a photo scavenger hunt around your city or neighborhood. Each clue should be a photo of the two of you in a location she has to identify. Add a cute story, poem or memory to accompany the photo, and put them both in an envelope. Have the scavenger hunt end at a place that is particularly meaningful to you, such as where you met or had your first date. Ask her to marry you, then go out to celebrate.
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6 Vintage Chic Ideas for Your Spring Wedding
The small personalized details you incorporate into your wedding day make the celebration uniquely yours. Are you dreaming of a gorgeous, vintage-style wedding? Here are a few affordable and DIY ways to add the perfect finishing touches.
1. Classic Bridal Ring Sets
Find engagement and wedding rings that capture the vintage look you love, and you’ll have classic jewelry that never goes out of style. We have a stunning collection of bridal ring sets with vintage flair, such as this 5/8 CT. ring set and this 1 CT. ring set, both in 14K white gold.
2. Fabulous Fascinators
Represent vintage chic from head to toe with a fashionable fascinator instead of a traditional wedding veil. Make your own, or find one that is designed with lace, feathers, a broach or beads, and play up the 1920s glamour.
3. Bookish Centerpieces
Visit your local used book store and pick up copies of hardcover vintage books with interesting binding or covers. Look for favorite novels, collections of poetry or philosophical texts, and stack them to create literary centerpieces for each table.
4. Birdcages & Baskets
Incorporate vintage chic into your spring wedding with unique repurposed items found at secondhand stores or yard sales. Repaint old birdcages and put flowers or candles inside. Use wicker baskets to display wedding programs or placecards. Find mismatched wooden boxes to hold reception table numbers.
5. Decorative Bottles
Decorate tables, bars or serving areas at your wedding reception with glass bottles in various shapes and sizes to add a romantic vintage feel. Use them as vases or candle holders or as presentation for wedding favors.
6. Classic Cars
Make a memorable exit and entrance by renting a classic car to take you from the ceremony to the reception. If you luck out with warm weather for your spring wedding, you can put the top down or roll the windows down to take in the scenery. The photos will be gorgeous, and you and your new spouse can take the scenic route to enjoy a few quiet moments together before joining the party.
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3 Offbeat Wedding Planning Services You Didn't Know You Needed
A lot wedding planning checklists contain helpful but similar information. If you’re in the midst of organizing your nuptials, you’ve probably come across many of the same tips on where to find the ideal venue for your reception or why you should set up a wedding website or how to save on diamond bridal ring sets.
But even if you are becoming a planning pro, you probably haven’t seen any of these unusual wedding services. Different? Definitely. Necessary? You be the judge.
Wedding Planning in the Modern Age
Sunny Skies Guaranteed
Planning an outdoor wedding can be a stressful business, specifically because there is no way to be 100% sure the weather will cooperate with your plans. But what if you could get a guarantee of perfect weather for your big day? That’s exactly what Oliver’s Travels does - by actually controlling the weather in what sounds like a description of a science-fiction film:
We can now offer our customers a ‘cloud-bursting’ service that can 100% guarantee fair weather and clear skies for your wedding day! Currently available to customers organising a destination wedding in France (though we’re looking to expand to the UK and Italy if it takes off), the service employs the talents of pilots and meteorologists and takes over three weeks to plan, and uses silver iodide to ‘seed’ the clouds – essentially giving the water vapour something to condense around to produce rain. Costs start from £100,000, which is a fair old whack of cash! But then again, you can’t put a price on perfection right?
A New Best Friend
You may have already hand-selected your wedding party from close friends and family members. But what if you love your nearest and dearest but aren’t sure about how helpful they’ll be on your wedding day? Do you have a bridesmaid you can trust to be your right-hand woman when you need her the most? If no one comes to mind, Bridesmaid for Hire might be the wedding planning service you need. Choose from four different packages, and enlist help on everything from organizing RSVPs and planning the bachelorette party to helping you pick out bridal ring sets and standing by your side at the altar.
Better Than Human
If you aren’t sure who you want to officiate your wedding, or if you are in search of a ring bearer who won’t lose the matching wedding bands on the way up the aisle, you should look beyond the humans you know. Robots aren’t exactly all the rage in wedding planning just yet, but some couples around the world have begun enlisted their help. A 2013 US-based Kickstarter campaign raised money to build Oscar, a jack-of-all-trades robot who can serve as an officiant, flower girl, ring bearer, videographer, usher and more. For $250-500, couples in the Minneapolis area can hire Oscar to make their wedding extra special.
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