My Trio Rings Blog provides useful information about how to experience the timeless traditions of marriage on an affordable budget
My Trio Rings vs. Jared: Layaway Plan and Shipping for Diamond Rings
We’re one of a kind here at My Trio Rings. We strive to give our customers the best possible wedding ring shopping experience they can have by combining an unmatched level of service and a wide selection of quality wedding ring sets. In fact, this is such a cornerstone of our business that we don’t think you’ll find another retailer that compares – either online or in store.
To prove it, we’ve been sizing up our competition. In a previous post, we compared our layaway plan to Walmart’s layaway plan. This week, we’re looking at the Jared the Galleria of Jewelry and examining what makes My Trio Rings an easier and more convenient shopping experience for finding your perfect wedding ring sets.
Jared offers a credit financing plan. While this is convenient for some customers, it is highly dependent on past credit history and can also make their purchase far more expensive when factoring in high interest rates. To take advantage of this program, you must open up a Jared credit card and either follow a 12-month plan or an 18-month plan.
Just by taking a quick look at this comparison, it’s clear that the My Trio Rings layaway plan is more convenient and customer-focused. We don’t call it a financing plan because you don’t need to open up a credit card account with us for a flexible payment option.
Customer service and convenience are always top of mind at My Trio Rings? Check out the differences between our policies and Jared's when it comes to shipping.
Our Shipping Policy: Free shipping on orders within the U.S.
Jared’s Shipping Policy: Free shipping to any of their stores. Shipping charges will apply when the jewelry shipped to your home.
When you buy with us, we want to make your purchase as easy and enjoyable as possible. That’s why we deliver your glittering diamond rings right to your doorstep for free!
Zales In-Store Credit vs. My Trio Rings
Where you buy your wedding jewelry is a big decision. It’s not every day that you make such a large, meaningful purchase – after all, you'll be wearing your wedding ring sets day in and day out for years to come. Even when your search is focused only on affordable engagement rings and wedding bands, it’s not an investment you want to make lightly.
Before you fall in love with any wedding ring sets and get caught up in the moment, it’s a good idea to sit down as a couple and come up with a plan to pay for them.
A mistake that many people make with a major purchase is to opt for a store-branded credit card that promises low interest rates – but those rates jump dramatically after a set period of time.
A recent Reuters article stated:
"U.S. retailers dangle enticing bait to sign up for store-branded credit cards but biting could be a costly decision for consumers, particularly for pricey items like engagement rings, computers or dining room sets that may take months, or even years, to pay off.
A recent analysis of 64 cards from 42 retailers by CreditCards.com (creditcards.com) found that the average interest rate for a store-branded card is more than 23 percent. Jewelry chain Zales topped the list with a rate of 28.99 percent, followed by office supply store Staples at 27.99 percent. The average credit card has an interest rate of 15 percent."
The Zales in-store credit option can look appealing at first glance to couples looking for affordable engagement rings and wedding ring sets. But it’s important to read the fine print and be realistic about how long it will take you to pay off a big-ticket item. Will you have to carry a balance on the store credit card? For how long? If you’re paying a high interest rate for months or years, you’ll end up spending far more than you’ve budgeted for over time.
Compared to the Zales in-store credit option, the My Trio Rings layaway plan is a more practical and economical choice for couples on a budget.
With our free layaway plan, you get your dream wedding ring sets without out stress or worry:
- No down payment
- No interest
- No fees
- A customizable payment schedule to fit your budget
Divide the payments into weekly, bi-weekly or monthly payments in the way that makes the most sense for you. Once you have made all the payments, we'll ship your rings!
A Fresh Start for Your Second Marriage
In different parts of the world, the subject of remarriage can often be a hot topic. For instance, check out this article about the stir one advertisement is causing in India. When you watch the ad, you slowly realize hat this is the second marriage for both the bride and the groom. This may not seem like a big deal to some viewers, but in India, divorced or widowed women are often considered outcasts. The ad breaks with tradition and may mark a changing attitude toward remarriage.
While remarriage isn’t as controversial in the United States, it can still be sensitive territory to navigate for engaged couples. Here are a few of the issues to consider when planning a second marriage.
The Big Decisions
When you decide to get remarried, it's obviously a different situation than your first marriage. You and your spouse-to-be have new priorities and preferences, and you'll have a lot of decisions to make together. For example:
- What kind of wedding do you want? Do you want a big, traditional ceremony? Or do you prefer a small affair where you exchange wedding ring sets in front of only close friends and family?
- What's your budget? What elements of your wedding do you want to prioritize?
- Do you want to have a wedding party? If either of you has children, do you want to involve them in the ceremony?
- Who do you want to invite to your wedding? How do you want to announce the news to your friends and family?
- Do you want all the traditional events leading up to the wedding-- bachelor and bachelorette parties, wedding showers, etc.? What is important to you both?
These are all big questions, and there are no right or wrong answers – it simply comes down to what you and your partner want. For instance, if your first wedding was smaller, you might want to make this the wedding you’ve always wanted. But if your first wedding was an extravaganza, you might opt to save money for the future and have a more intimate ceremony this time around. Much of this also depends on whether this is your partner’s second marriage as well. For example, if one of you has never married, he or she might want the whole wedding experience.
Making it Unique
The most important thing to keep in mind as you're planning your second wedding is that it's a fresh start. You may experience a few painful memories along the way or be tempted to say, "Well, the last time I did this..." but it's remember that this day is about you and your future spouse. Together you will make it unique and meaningful.
Did you know that approximately 65% of remarrying couples bring children into their new marriage? That means that you and your soon-to-be spouse need to make sure you’re on the same page when it comes to raising your kids. What specific things you talk about depends on the children’s ages, but one thing you should definitely be thinking about is finances. Another is how you can make sure your kids feel as involved and included as possible at your wedding. Make sure your kids know that they are an important part of this new union and this new family you and your sweetheart are creating.
Wedding Ring Sets
Deciding which wedding rings to buy is always a tough decision – but sometimes more so for a second marriage. You want rings that reflect your personal style, while at the same time opting for something that's totally different from what you had before. Matching wedding ring sets are an excellent choice because the men's and women's wedding bands are designed to complement each other perfectly. They symbolize your union – joining together in a committed partnership – and moving on from the past with a new beginning.
And with My Trio Rings' wedding ring sets, you also don't have to blow your budget to get the perfect match. If you don’t want to spend a ton of money but you still want something exquisite to symbolize your love, all you have to do is browse our collection of diamond rings and fall in love.
Are you planning on getting remarried soon?
Is There a Perfect Age to Get Married?
Studies about relationships – especially about what makes them last and thrive (or not) – are fascinating. They often provide insight into how couples are changing, how they’re staying the same and what sets the successful ones apart from the rest.
But at the same time, we should take research with a grain of salt when we apply it to our own lives. One month there’s a study on how couples are more likely to stay together if they eat more leafy greens – then the next, there’s a contradictory study arguing couples will never divorce if they eat a steady diet of crispy bacon. (We’re all secretly hoping the latter study is for real.)
Does Age Matter?
One recent study that has had the Internet all atwitter is one from Nicholas H. Wolfinger, a University of Utah psychologist, for the Institute for Family Studies. Wolfinger analyzed data from the National Survey of Family Growth to see how the age at which couples get married influences whether they stay together or not.
So what age is the sweet spot for exchanging matching wedding bands… and celebrating your silver anniversary down the road?
- Couples who married in their late 20s or early 30s have a decreased risk of divorce
- Couples who get married young have a higher risk for divorce; for example, someone who marries at 25 is over 50% less likely to get divorced than someone who marries at 20
- Couples who wait till later in life also have a higher risk of divorce; those who marry in their mid-30s or later are more likely to divorce than those who marry in their late 20s
The last finding is a surprising one that researchers don’t quite know what to make of yet. Isn’t it better to wait until you know yourself better, as well as what you want in a marriage? But obviously, this study doesn’t mean that if you get married before 25 or after 32, your fate is sealed.
A Washington Post article said it well:
If you wait until your 40s to get married, your relationship is by no means doomed. And waiting until later in life is still a much wiser option that marrying early. Looking at the raw divorce rates, for instance, Wolfinger found that people who married at age 35 or greater had a 19 percent risk of divorce, compared to a 20 percent risk for those aged 20 to 24, and a 32 percent risk for those who married before they were 20.
Another key point of context to note is that overall divorce rates are still on a 30-year decline from their peak in the early 1980s.
So while these studies are always fascinating and good dinnertime conversation starters, there are far more compelling factors when it comes to loving, lasting marriages. There are too many to list here, but just for starters, here are a few predictors of a successful marriage that you do have control over.
What's More Important Than Age
You’re on the same page.
Those big, stay-up-till-2-am-talking subjects? Oh yes, you’ve covered them. You know how you both feel about living in the city vs. moving to the ‘burbs. You have a good gauge on how you both deal with stress and what you consider “clean.” You see eye to eye on all the dealbreakers – kids, careers, values, families, money. And you can handle the quirks and flaws about each other that probably aren’t going to change. You know a lot about one another, and your love is stronger for it.
But you also know you’ll both change over time.
You’re not the exact same person at age 20 or at 40 or at 60 (and thank goodness for that!). You’ll grow and evolve over time, and so will your spouse. The trick is recognizing this and finding a way to grow together and not apart. If you’ve already been through some ups and downs and periods of uncertainty or transition, and you’ve figured out how to ride it out together, you’re already on track.
You’re in it for better, for worse.
You two really take those vows seriously. They’re not just pretty words you say when you’re wearing your Sunday best and slipping on matching wedding bands. For better, for worse. In sickness, in health. As long as you both live. It’s a huge commitment, but you both want to make it, and you can’t wait to build the rest of your lives together.
Want to know what makes My Trio Rings so special? See why our customers love our matching wedding bands.
Fact or Fiction? 5 Die-Hard Myths about the Diamond Engagement Ring
The down-on-one-knee, diamond-engagement-ring proposal is a huge part of our culture that we see everywhere – in movies, in our own proposals, in our friends’ Facebook selfies.
But how much do you really know about the diamond engagement ring? Can you tell fact from fiction in this list of common beliefs? Test your knowledge!
1. It’s been a popular symbol of marriage for centuries.
While engagement rings have been around for a long time. But the iconic diamond ring is a pretty recent development.
Rings made from precious metals and other gemstones, such as rubies, emeralds and sapphires, were more common in the past. It wasn’t until the 1930s and 1940s that diamonds took off in popularity.
2. It can be used as insurance in a broken engagement.
File this under: least romantic/most sexist way to look at an engagement.
Back in the day, women were expected to be virgins when they got married. But if an engaged couple had been intimate before the big day and he broke it off, she was left in a bad spot. At that time, she could actually sue him under “breach of promise” laws which started dying out around the time diamond rings gained popularity. The idea behind the promise was that if he walked out, she could still keep the ring!
3. It’s just a clever marketing ploy.
Call it perfect timing (or cause and effect!): just as “breach of promise” laws were becoming obsolete in the US, diamonds were starting to enter the scene as an attractive new alternative. And of course, there was an iconic advertising campaign to move that trend along. With the slogan, “A Diamond is Forever” in 1947, DeBeers kicked off a massive cultural phenomenon. It didn’t take too long for Americans to fall head over heels: in just a few decades, more than 80% of engaged American women sported diamond rings.
4. It’s a waste of money.
There are savvy investors out there who swear diamonds are the new gold. But for most of us, a diamond engagement ring is an emotional symbol, rather than a retirement nest egg.
That said, diamond rings have earned an unfair reputation as poor investments. And it’s simply not true. The common myth is that when you buy a diamond ring, it immediately depreciates. So if you buy a $5,000 diamond engagement ring and try to sell it to the jeweler next door, and he offers you only $3500 for it, you feel like you got a raw deal.
But here’s the thing: the original $5,000 you paid for the ring included the first store’s expenses for keeping it in inventory over time, plus the profit it needs to make to stay in business. The same thing happens when you buy a car from a dealership: the car doesn’t depreciate in value as soon as you drive it off the lot – you have to figure the dealer’s profit into the selling price.
With diamonds, there’s a balance between their initial cost and their long-term value. More affordable stones are still likely to hold their value over time, but larger, more expensive stones will do so more efficiently since they are rarer. So budget-conscious shoppers should manage their expectations realistically, perhaps looking at more affordably priced rings that also have a trade-in option.
5. It’s hard to tell if it’s fake or not.
There’s a rumor that it’s common to get duped with a cheap imitation when buying a diamond ring – especially when you shop online. But it’s actually very easy to weed out the rare scams. Any reputable seller will offer you a certificate of authenticity and for larger purchases its wise to have one from an independent third party such as the Gemological Institute of America – so you know it’s the real deal.
You can also do a few quick, DIY tests on any diamond ring to verify its authenticity. For the “fog test,” simply hold the stone close to your mouth and breathe on it. Diamonds can’t hold heat and should clear up immediately; fake stones will remain foggy. For the “newspaper test,” hold the stone over a piece of fine print on a newspaper. Diamonds refract light in a way that should prevent you from reading the print below; fake stones will allow you to read the words.
Find out more about diamonds and planning the perfect proposal in The Gentleman’s Guide to Proposing.